TheWoodlandsTXHealthInsurance the go-to source for health insurance & Medicare

THE WOODLANDS, Texas - Finding the right health insurance plan to fit the particular needs of an individual or family can be a difficult task - especially as important enrollment deadlines for Medicare and the Affordable Care Act are nearing. Kenton Henry, owner of TheWoodlandsTXHealthInsurance.com, is here to help. Kenton is not only an independent health insurance agent, but he specializes in the field and has been serving residents of The Woodlands for their insurance needs since 1991.

The health insurance field was not the first career choice for Kenton, and in fact, he just happened to back into it. After being in the chemical industry in the 1980s, oil soon dropped to less than $10 a barrel, making it hard for Kenton to continue business. After talking to a friend who had been selling insurance for years, Kenton decided to try it, and first began as a life insurance agent in Indiana. In 1991, after the economy got better in Texas, Kenton moved back to The Woodlands area where he started to focus more on health insurance. Cold calling local, small business one by one, Kenton started to gain a solid customer base, as his business continued to grow.

“When you're working for only one insurance company, you have to represent that company’s needs and not necessarily your clients’. I knew that in order to properly represent my clients’ needs, I had to be able to take their business to whatever company happened to have the product that was in their best interest. I had to obtain the product that was of best value for my client. In order to do that, I had to be independent which meant I had to be self employed and self funded, and shop the marketplace for my clients. So I formed All Plan Med & Life Quote. I became, really, a pioneer of marketing health insurance here in Montgomery County because very few people at that time were specializing in health insurance. My name got around I became known as the go-to person for inquiring about health insurance,” said Kenton.

A subsidiary of All Plan Med & Life Quote, TheWoodlandsTXHealthInsurance.com is a one-stop shop for residents of The Woodlands who are looking for the best value in family and group health care as well as Medicare related health insurance. For Kenton Henry, his clients are more important than anything else, and instead of appeasing to the interests of an insurance company, he works tirelessly for his customers. Not only was Kenton something of a pioneer for specializing in health insurance here in the area, but he was also one of the very first insurance agents to take advantage of a technological feat that came to fruition in the mid 90s - the Internet.

“Things started progressing very rapidly, and in 1998, I became convinced that this Internet thing wasn't going to go away and I better get with the program. I created a website, AllPlanInsurance.com, and it was one of the first health insurance marketing websites in the nation. Word got out about my site because I was the only one on the Internet,” explained Kenton.

At the time, since not every state had legalized the sale of insurance over the Internet, Kenton was still able to provide all of his contact information for All Plan Med & Life Quote, allowing anyone interested to contact him via phone if they were interested in using his services. He garnered lots of clients all over The United States due to his presence on the Internet, unlike other insurance agents. Everything still had to be done by hand, but the World Wide Web allowed him to expand his business into 32 additional states.

However, once the states legalized the sale of health insurance online, they created the code and quoting engines which they made available to every appointed agent and broker who in turn created their own websites. And every health insurance company suddenly had theirs, of course, and Kenton was now competing with thousands of competitors. But for him, things came back full circle. When he first entered into the business, All Plan Med & Life Quote attracted local residents from The Woodlands and surrounding areas. Then, after being one of the first in the business to have an appearance on the Internet, Kenton was receiving inquiries from across the U.S. When more and more insurance agents realized the benefits of the Internet, people looking for health insurance would go to any website in order to get a quote, but then they would go to someone local to do business. So after realizing that people from this area were interested in working with someone local, Henry created another subsidiary of All Plan Med & Life Quote, TheWoodlandsTXHealthInsurance.com.

“Our local market had always been our best but now our most important once again,” explained Kenton. “People might get their quotes from anywhere, but when it comes time to buy, they would still rather buy in their hometown. I adapted my website realizing the phenomena of people coming back to their own home community to do business. I expanded from AllPlanHealthInsurance.com to include TheWoodlandsTXHealthInsurance.com.”

Kenton only further increased his business in 2005, when he expanded to the Medicare Related Insurance Market. What he appreciates about the Medicare market - as opposed to the traditional health insurance market at that time - was that as long as people apply in a timely fashion, they are guaranteed to be approved.

Then, in 2010, after the Affordable Care Act was passed, referred to by many as Obamacare, Kenton once again made some alterations to his business in order to accommodate all of his clients with the new guidelines. This year, open enrollment for Obamacare begins on November 1st, 2015, and will end January 31st, 2016.

“I can help clients determine whether they qualify for a subsidy, and if so, help them acquire it,” explained Kenton. “If it turns out they do qualify for a subsidy, Texans have to go through the federal healthcare insurance exchange, otherwise known as healthcare.gov. A lot of people don't realize an agent can be there to help them through healthcare.gov, minimizing their frustration with a process that can, otherwise, be overwhelming and time consuming.”

From one of Kenton’s quoting engines, on his sites, clients can calculate their subsidy, obtain their health insurance quotes and – from there – log directly into healthcare.gov and consummate the purchase. If someone does not qualify for or want a subsidy Kenton can have them signed up for health insurance in five to ten minutes once they have decided on a plan.

Whether enrolling for Obamacare or other various health insurance providers, Kenton stresses the importance of having a specialist walk them through the process. TheWoodlandsTXHealthInsurance.com is also a great source of information for learning about various types of insurance, Medicare, the Affordable Care Act, and much more.

“I stand out because of my approach. I specialize in health insurance. It is all I do. To understand all the ramifications of the law, stay on top of it and be compliant, you have to specialize in it. I live and breathe health insurance, and when somebody comes to me for a quote, as I am contracted with all of the top insurance companies in the Texas health and medicare insurance market, I can scan the entire market to identify and introduce them to their best value in a plan pursuant to their needs and objectives.” said Kenton.

For those looking for an insurance agent to help them with enrollment, TheWoodlandsTXHealthInsurance.com is the place to go. Kenton Henry cares about each and every one of his clients and works to find the best possible value in individual, family, and group health insurance, as well as Medicare Health Insurance. For more information on the services he can provide, visit TheWoodlandsTXHealthInsurance.com, or call 281- 367-6565.

“I came into the business an ethical person, and I continue to operate under the precept that the best thing is always to do the right thing for the customer - really for anyone in life that you encounter,” said Kenton. “But I realized that in business, if you do the best job for the client and put the client’s needs ahead of your own, they’re going to appreciate that and come back to you year after year. I’m an advocate in my client’s behalf. This demands I insist that my clients’ needs are represented as best as they can be.”